05/08/2025

FCA consults on steps to simplify mortgage rules

This will include consideration of risk appetite and responsible risk-taking, alternative affordability testing and product innovation, lending into later life and consumer information needs.

05/08/2025

Appointed representatives data

The appointed representatives (AR) regime plays a crucial role in how consumers interact with financial services.

05/06/2025

The Rise of Direct Lending in Landmark Deals

Private credit is growing rapidly, and direct lending is playing an increasingly critical role in transactions that once would have found financing in the public markets.

05/06/2025

FOS reports 49% surge in complaints

The banking and credit sector accounted for the majority, with 109,155 complaints — an increase of nearly 76% from the previous year.

04/25/2025

FCA simplifies supervisory letters

The market reports will include communications relevant to different types of firms and insights from our supervisory work.