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Retail Banking

08/28/2025

Strategic considerations for non-Banks in the Swiss mortgage lending market in the next low interest rate cycle

This blog examines the market shifts, regulatory enablers and operating models shaping this transformation, and outlines how institutional investors can participate effectively.

08/27/2025

Commerzbank to issue €500 million in callable non-preferred debt

Commerzbank will act as the stabilization coordinator for the offering, with Canadian Imperial Bank of Commerce, Natixis, and Erste Group Bank AG serving as stabilizing managers.

08/27/2025

Banks have closed more than one in three branches in the past five years

Following the closures last year, banks agreed to set up 350 hubs on UK high streets by 2029, to be operated by the Post Office.

08/27/2025

Santander lifts rates and cuts others, Molo trims BTL prices

These prices are open to individual and limited company borrowers.

08/27/2025

Halifax named Defaqto Home Insurer of the Year

Halifax achieved the highest overall score across practices

08/26/2025

Coop Norway announces new core banking platform

The Oslo-based co-op is working on the project with Mambu, which specialises in digital banking tech, and IT consultancy Knowit

08/26/2025

New Look could be put up for sale as Rothschild appointed to conduct review

The company has experienced numerous restructurings in recent years, including a £100m refinancing in 2023 and a £30m equity boost earlier this year to expedite its digital transformation

08/20/2025

Starling Bank snaps up UK fintech firm in small business push

The London-based firm said as part of the takeover, Ember’s tax and bookkeeping software will be built into Starling’s app and online bank.

08/19/2025

Bank set to leave city centre site after 146 years

The bank is leaving their 146-year-old building in Queen Square to relocate to the Mander Centre, also in the city.

08/15/2025

Lloyds set to introduce new £300 rule this month in UK bank first

This is a banking first, that could soon pick up in populariry with other banks.

08/14/2025

Wonderful Payments launches ‘enterprise engine for UK Open Banking’

At the same time, 31 organisations, Wonderful Payments among them, have committed initial funding for the creation of a new payments operator that will take forward the initial phase of commercial variable recurring payments.

08/13/2025

Lloyds secures contract to provide banking services for several government departments and public sector organisations

The commencement of banking services by Lloyds will take place through a phased approach from 2025.

08/13/2025

Card spending grows 1.4 per cent in July, as stable confidence in household finances and mixed weather boost non-essentials

The overall retail category had a positive month, up 1.9 per cent, after marginal growth of 0.2 per cent in June.

08/13/2025

Monzo takes top spot in UK banks and challengers ranking

Hot on Monzo’s heels are RBS and NatWest, both with feature scores of 93, while Revolut and Starling Bank round out the top five with scores of 89 and 84 respectively.

08/11/2025

NatWest bank chief predicts upturn for Scottish business

Another shaft of brighter sunlight comes from technology and telecoms - but for manufacturing, June brought another month of negative figures.

08/11/2025

Lloyds Bank issues four-step rule to fix banking app problem

A string of Lloyds customers said they could not access the app

08/08/2025

ING backs new defence bank for Europe

It will also support defence modernisation and supply chain resilience across Europe and the Indo-Pacific region.

08/07/2025

Multitude Bank eyes German market with innovative deposits

Malta-based digital bank has entered Europe’s largest market

08/06/2025

Multitude Bank eyes German market with innovative deposits

Malta-based digital bank has entered Europe’s largest market

08/05/2025

Erste Group's half-year results: good operating performance, strong capital ratio

Net fee and commission income up significantly by +8.3%, supported by growth in all markets Common Equity Tier 1 (CET1) ratio at a strong 17.4%

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